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Growth

Lending Redefined

Get financing for your business quickly

What We Offer

Easy & Convenient

At MerchFi, we offer several business financing products including:

Short Term Loans up to $2,000,000

Lines of Credit up to $500,000

Working Capital up to $3,000,000

SBA loans up to $5,000,000.  

There are several great options for small business owners looking for some flexibility with cashflow and other working capital needs. 

Are you looking for a long term solution? ​A SBA loan with collateral, equipment loan or invoice factoring may be what you have been searching for. SBA loans above $350,000 require collateral. This option is meant to alleviate the stress of searching for which loan is right for your specific situation. Get in touch with MerchFi to find out the benefits of each option.

Acceptable Business Types Include:

  • Restaurants
  • Auto Repair

  • Private Medical Practice

  • Pharmacies

  • Construction

  • Trucking

  • Retail

  • Home Health Care

  • Manufacturing

  • Import/Export

  • Franchises

  • Salons

  • Cleaning Services

  • Contractor

  • Bars

  • Hardware

Minimum Requirements:

  • 6 Months in Business

  • $10,000 in Sales Per Month

  • 500+ FICO score

  • 51% Ownership

Receive Offers

Get the best offers emailed to you.

Sign Contract

Sign contract and send back all documentation required to close.

Receive Funds

Funds will be sent to your business bank account

When they reached out to me after I applied online I was surprised by the level of detail and professionalism. Got the loan I need to carry me through the holidays

Chris Sampson

Anchor 1

Get Approved in 24 Hrs

Free to Apply

  • Clear Pricing and Terms

  • No Upfront Fees

  • Weekly & Monthly Payment Options

  • Rates As Low As 9%

  • Early Payoff Discount

  • No Prepayment Penalty

Complete the form and a business advisor will contact you to review.

Thank you! We will contact you soon.

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